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NCC Approves e-SIM Trial for MTN, 9mobile

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The Nigerian Communications Commission (NCC) has granted approval for two mobile network operators (MNOs), MTN Nigeria and 9Mobile, to carry out trial on the workability of embedded Subscriber Identification Modules (e-SIM) Service in Nigeria.

The trial, approved to run for a period of one year, will involve testing 5,000 e-SIMs by the two networks, subject to compliance with a number of regulatory conditions.

These conditions include full compliance by the MNOs with the Registration of Telecoms Subscribers Regulations 2011; the Mobile Number Portability Regulations and Business Rules 2015; Guidelines on SIM Replacement 2017; and non-degradation of the Quality of Service (QoS) experience by users of e-SIMs.

According to Executive Vice Chairman of NCC, Prof. Umar Garba Danbatta, the primary objective of the e-SIM trial is to assess the technical performance of the e-SIM on telecoms service providers’ network towards eventual rollout, if satisfactory.

An e-SIM is a small chip that is embedded on a mobile phone or smart devices. It is designed for convenience, flexibility and simplicity. The e-SIM makes it easier for subscribers to choose a pre-paid plan provider and switch between network operators.

The information on the e-SIM is rewritable by operators and the identification information can be updated over time.

According to the EVC, the e-SIMs is a technology that will eliminate the need for physical SIM card slots on mobile devices in the near future, adding that the trial is in line with the Commission’s forward-looking regulatory approach to ensure Nigeria’s telecoms ecosystem is in tandem with global best practices.

 

2 Nigerians Emerge Winners in ITU 2020 Innovation Challenge

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The 2020 edition of the International Telecommunication Union’s (ITU) Global Innovation Forum, held from 26 to 30 October, highlighted the critical role of entrepreneurship-driven innovation in the context of a global pandemic and it honoured the winners of the 2020 ITU Innovation Challenges.

“Supporting entrepreneurship-driven innovation has never been more important,” noted ITU Secretary-General Houlin Zhao. “Simply put, innovation pushes the boundaries of what is possible. It creates jobs, economic growth, and new ways to tackle the world’s most pressing challenges, including the COVID-19 pandemic. ICT innovators need access to the resources to take their ideas to market and access to a well-developed broadband infrastructure.”

While digital technologies have the potential to change lives and significantly accelerate sustainable development, many communities lack access to an enabling environment as key stakeholders often fail to understand, develop and renew the competitive practices that fuel digital transformation. Furthermore, the COVID-19 pandemic has created additional challenges for countries’ transition to a digital economy by negatively affecting socio-economic conditions worldwide.

“Entrepreneurship-driven innovation has been a rising priority for ITU stakeholders since the 2014 World Telecommunication Development Conference in Dubai,” said Doreen Bogdan-Martin, Director of the ITU Telecommunication Development Bureau. “This forum enabled participants to share insights and discover new practices. By bringing diverse stakeholders to connect with change-makers for more action-oriented outcomes, we hope that symbiotic relationships will develop to ensure sustainable and competitive digital ecosystems that unlock communities’ potential.”

During the five-day event, 175 experts in innovation, entrepreneurship and technology discussed how to accelerate digital transformation in their communities, mainstream entrepreneurship and find resources required for digital innovation, and bring resource, problem and solution owners together to achieve digital inclusion.

 

Winners of the 2020 ITU Innovation Challenges

The forum concluded with an awards ceremony honouring the 20 winners of the 2020 ITU Innovation Challenges and a virtual pitch session of seven winning projects to a global audience of experts.

Twelve women and eight men received awards across three challenge categories: The digital change-maker, ecosystem best practice, and women in tech.

Tafadzwa Ronald Chikwereti (Zimbabwe), Carlos Eduardo Mosquera Reyes (United States), Mojca Karin Rehar (France), Ikechukwu Umezurumba (Nigeria), James Gachara Kiruri (Kenya), and Thomas Müller (South Africa) won  the digital change-maker challenge category.

In the category of the ecosystem best practice challenge, the following contenders won: Dominic Chidiebere Nwaogu (Nigeria), Diana Artiom (Moldova), Nahel Muhammad Amirah (Egypt), Ivana Kostic (Serbia), Galina Dremova (Russia), Wilda Romadona (Indonesia), Laila Abdullah Khasib Al Hadhrami (Oman), Zainab Khan (Pakistan), and Franca Vinci (Italy).

Finally, the winners of the women in tech challenge category were: Nindya Miesye Agita Pasaribu (Indonesia), Calister Apollonary Simba (Tanzania), Achia Khaleda Nila (Bangladesh), Rani Mutiarawati (Indonesia), and Nabuyuni Ann Sankan (Kenya).

Explore Protein Complementation to Curb Protein Deficiency – Nutrition Expert 

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 In furtherance of efforts to stem the tide of protein deficiency in the country, especially in the light of the negative impact of the coronavirus pandemic, Nigerians have been advised to complement their meals with protein food sources.

Beatrice Oganah (PhD), a nutritionist and Chief Lecturer at the Adeniran Ogunsanya College of Education, Lagos, who made this call, noted that the major cause of protein deficiency in humans is inadequate consumption of protein in meals. In Nigeria, this is further worsened by the way the family diet is usually plated.

According to Dr. Oganah, “In Nigeria, carbohydrates and other food nutrients on the plate are usually in the ratio of 5:1. For example, a typical Nigerian plate for lunch of ‘swallow’, or a rice-based dish, is 80 per cent ‘swallow’ (Eba, Amala, Tuwo or Pounded yam) to 20 per cent soup (containing vegetables, beef/fish and spices) for all ages. For younger children, the beef/fish and soup is even less than 20 per cent.”

She revealed that studies, notably the National Nutrition Health Survey 2018 and the Nigerian Protein Deficiency Report 2019, have shown over the years, the prevalence of protein deficiency in Nigeria, especially among the vulnerable.

This deficiency manifests in the form of low-birth-weight, stunting, wasting, under-weight and the burden of infectious diseases, and its complications as a result of low immunity.

The nutritionist stated that protein is present in plants (mainly legumes – cowpea, locally called beans, soybeans, groundnut, lentils, black beans kidney beans, lima beans, jack beans, green peas, almond, cashew nuts, pigeon pea, Bambara (Okpa), melon, sesame seed, oil bean seed, etc.) and animal food sources like meat, seafood, milk, eggs, milk, among others.

She added: “The quality of the proteins from both sources is not the same. Proteins from animal sources are higher in biological value- meaning that animal protein is superior to plant protein. Animal proteins are also more expensive than plant proteins essentially because of the cost and time of breeding and processing before it is ready for sale. Legumes, on the other hand, are grown and sold in the markets all year round in Nigeria. All legumes contain a significant quantity of proteins; however, soybean stands out because its amino acid content is comparable to that of animal protein, both in quality and quantity.”

Oganah suggested that one of the methods of increasing the gap between legumes production and consumption is meal complementation with legumes, particularly soybean.

She explained that the concept of complementary proteins arose from the need to blend plant protein-rich foods with other foods and consume as a meal in one sitting. This complementation, or blending, can be done at the household and industrial levels.

If properly implemented, it would boost the consumption of soybean, enhance quality protein intake, boost the health of individuals and families and reduce food budget since soybean is cheaper than meat and fish.

Oganah noted that this technique is more important now especially in the midst of the pandemic, when the cost of meat and seafood has increased astronomically,while the purchasing power of the populace has progressively reduced.

She remarked that at the household level, soybean flour can be added during meal preparation to staple foods such as elubo, garri, semo, yam/sweet potatoes/plantain pottage; incorporated into soups, sauces and stews; use as soup thickeners in Banga, Nsala and black soups and as a composite with cowpea (beans) in making moimoi and akara balls.

At the industrial level, she noted that, food processing companies can contribute to the fight against protein deficiency through research, development of composite self-raising flour containing soybean with comparable texture and quality that can be used to produce confectioneries. Noodles, spaghetti and Macaroni can also be simulated from soybean composite flour to suit the nutrition transition trend of the young people and at the same time boost their quality protein intake.

She concluded that nutrition education was also a key ingredient in the quest to reduce protein deficiency in Nigeria.

Emirates Now Operates Daily Flights to Lagos

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Emirates has announced an increase to its four times a week service to Lagos to a daily flight from 1 November. The expanded schedule of daily services offers enhanced connectivity for Nigerian customers to Emirates’ growing destination network via Dubai of close to 100 destinations.

Emirates operates its modern Boeing 777-300ERs between Lagos and Dubai. EK 783 departs Dubai at 10:30, arriving in Lagos at 15:40. The return flight, EK 784, departs  Lagos at 18:10, arriving in Dubai at 04:15 the next day.

Customers can stop over or travel to Dubai as the city has re-opened for international business and leisure visitors. Dubai is one of the world’s first cities to obtain Safe Travels stamp from the World Travel and Tourism Council (WTTC) – which endorses Dubai’s comprehensive and effective measures to ensure guest health and safety.

To ensure the safety of travelers, visitors, and the community, COVID-19 PCR tests taken within 96 hours of travel are mandatory for passengers arriving to Dubai (and the UAE).

Nigerian travelers can now travel with confidence thanks to the free cover on COVID-19 related medical expenses should they be diagnosed with COVID-19 during their travel while they are away from home. This cover is immediately effective for customers flying on Emirates until 31 December 2020 and is valid for 31 days from the moment they fly the first sector of their journey. This means Emirates customers can continue to benefit from the added assurance of this cover, even if they travel onwards to another city after arriving at their Emirates destination.

The free, global cover for COVID-19 related costs is further complemented by the comprehensive set of measures that Emirates has put in place at every step of the customer journey to ensure the safety of its customers and employees on the ground and in the air, including the distribution of complimentary hygiene kits containing masks, gloves, hand sanitiser and antibacterial wipes to all customers.

Emirates has also revised its booking policies to offer customers more flexibility and confidence to plan their travel.

Customers whose travel plans are disrupted by COVID-19 related flight or travel restrictions, can simply hold on to their ticket which will be valid for 24 months and rebook to fly at a later time; request travel vouchers to offset against future Emirates purchases, or request refunds via an online form on Emirates’ website or via their travel booking agent.

 

 

 

Ecobank Ready to Explore Opportunities in AfCFTA–CEO

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The Managing Director, Ecobank Nigeria, Patrick Akinwuntan has said the bank is prepared to partner with other organisations to explore the opportunities available in the African Continental Free Trade Area (AfCFTA).

Akinwuntan in his remark at an event in Lagos pointed out that the pan African bank was set up primarily for the economic integration and development of Africa, stressing that the bank was ready to deploy its capacity, platform and network to achieve the AfCFTA objectives.

According to him, “Naturally for us as a pan African bank, we are set up to support the economic integration and development of Africa. We have a commitment, capacity, network to support the realization of AfCFTA objectives. We understand the regulatory environments, cultures and have the technology and innovation platforms. We will support Fintech to push Africa to benefit from the global market.”

Also speaking, AfCFTA, Mene Wamkele expressed satisfaction that Nigeria is ready to deposit the instrument of ratification of the AfCFTA, noting that he is looking forward to Nigeria’s leadership in AfCFTA.

He observed that for a long time the African continent has focused on security and political issues, noting that focus is now being shifted towards trade and investment-related matters.

“Whatever decision we take at the secretariat would be informed by what Africa wants. We will not put up any design that will not support what Africa wants. We would employ digitization, and fintech will drive financial inclusion. We would drive trade inclusion through fintech that would be affordable, accessible, and available,” adding that “Border closure and xenophobic issues have to be addressed according to the rules of the trade agreement, foreigners have to be protected by the agreement. All foreign entities must be treated like domestic players. Discrimination of any kind will not be tolerated. AfCFTA has improved on the WTO requirements on trade facilitation, and we would ensure that countries meet up with their obligation to ensure smooth trade,” Wamkele pointed out.

NAIPCO Confab Set for Nov 4 with NSITF Chief as Chairman

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The 2020 edition of the annual Conference of the National Association of Insurance and Pension Correspondents (NAIPCO), is now set to hold on Wednesday,4th of November, 2020 at Four Points By Sheraton Hotel, Victoria Island, Lagos by 10:00am.

Accordingly, experts as well as stakeholders in the financial services sector will converge to deliberate on how insurance and pension fund operators can build their investment portfolios to maximise profit.

The theme for the conference is: “Promoting Bankable Investments Portfolio for Insurance and Pension Sectors.”

The Chairman of the occasion is the Chairman, Nigeria Social Insurance Trust Fund (NSITF), Mr. Austin Enajemo-Isire while the Director General, Lagos Chamber of Commerce and Industry (LCCI), Dr. Muda Yusuf, is the Keynote Speaker, even as the Chairman, Mutual Benefits Assurance Plc, Dr. Akin Ogunbiyi will be the Special Guest of Honour and Chief Launcher of the new NAIPCO website.
The Commissioner for Insurance/CEO, the National Insurance Commission (NAICOM), Mr. Sunday Thomas and the Director General, National Pension Commission (PenCom), Mrs. Aisha Dahir-Umar, have confirmed their attendance at the conference.
Similarly, the Chairman, Nigerian Insurers Association (NIA), Mr Ganiyu Musa; the CEO, Pension Fund Operators Association of Nigeria (PenOp), Mr. Agudah Oguche, among others, will also be present at the occasion to deliberate on ways  operators can invest in the businesses of the Organised Private Sector of Nigeria(OPSN) and still maximise profit.
Speaking on the preparation for the event, the President, NAIPCO, Mr. Chuks Udo Okonta, said, as a critical stakeholder, it is the desire of NAIPCO that companies in both the insurance and pension sectors build up investment portfolios that will translate to huge returns on investments for shareholders and contributors of the contributory pension scheme.
He said the organised private sector has consistently lamented of low funding for manufacturers as the investment community have accused OPSN of lack of bankable investment projects in which pension and insurance companies can invest in, despite the two sectors having in excess of N11 trillion funds that could be invested in the economy.
For the insurance sector, he stressed that the theme of the conference is apt based on the argument that the sector is destroying value due to the consistent low returns on investment to shareholders.
For the pension sector, he stated that, the theme is also apt as PFAs have limited investment outlets with the ban on investment in treasury bills by the Central Bank of Nigeria(CBN) as well as, the current low yield on bonds, the mainstay investment instrument of the pension industry.
Accordingly, he pointed out that the experts will lay bare all available bankable investment outlets for the operators to reap maximum benefits for their shareholders and customers’ benefits.
Moreover, he said, a new NAIPCO website will be unveiled at the conference, while there will be awards for individuals or organisations that have contributed immensely to the growth and development of either the insurance or pension sectors.

 

 

 

Danbatta Applauds Media Role in Nigeria’s Telecoms Development

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L-R: Grace Ojougboh, Head, Online Media & Special Publications, Nigerian Communications Commission (NCC); Usman Malah, Director, Human Capital and Administration; Blessing Olaifa, Chairman, Nigeria Information Technology Reporters Association (NITRA), Abuja Chapter; Prof. Mohammed Ajiya, President/Chief Executive Officer, Digital Bridge Institute (DBI); Dr. Ikechukwu Adinde, Director, Public Affairs, NCC; Usman Mamman, Head, Human Capital, NCC; Bashir Bello, Head, Legislative & Government Relations, NCC and Truddy Tony-Awusaku, Principal Manager, Public Affairs, NCC, during the opening ceremony of the capacity building programme for the media at DBI, Abuja on Tuesday, October 27, 2020.

 The Executive Vice Chairman of the Nigerian Communications Commission (NCC), Prof. Umar Garba Danbatta, has commended its media stakeholders for their role in accurate, timely and effective reportage of the telecommunications sector.

Danbatta gave the commendation while declaring open a two-day media capacity building programme organised under the auspices of the Nigeria Information Technology Reporters Association (NITRA) on Tuesday, October 27, 2020 at the Digital Bridge Institute (DBI), Abuja.

“I must applaud every member of NITRA for working assiduously to provide coverage for our activities, as well as provide a platform for our narratives in terms of the various policy initiatives and actions taken to support the national economy. Without your continuous cooperation, understanding and professionalism, the Nigerian audience would not have been properly informed about the activities of the NCC,” he said.

Represented by the Director, Public Affairs, NCC, Dr. Ikechukwu Adinde, Danbatta stated that the ICT industry in Nigeria is, indeed, the most dynamic and most resilient, as it continues to evolve by the day.
According to him, with the shutdown of almost every sector of the economy since the outbreak of COVID-19 pandemic, telecoms sector has continued to provide government and businesses the platform to operate and transact online to ensure that the country’s developing economy is sustained.

The EVC, however, noted that the advancements in ICT have reshaped every facet of human endeavour from learning, teaching and communication to other sectors of the economy.

He said the dynamic nature of ICT industry has, thus, informed the NCC’s decision to continuously train journalists, with a view to equipping them with the necessary skills they need to report the industry, adding that the misconceptions and misinformation that have trailed the proposed rollout of Fifth Generation (5G) network in the country is a case in point.

“Therefore, we will not relent in our quest for an improved ICT industry in Nigeria and in pursuit of this objective, we will periodically assemble seasoned professionals to educate and enlighten you on the latest trends in the global ICT industry,” he said.

He said while the training is in line with the Federal Government’s recognition of the important role journalism has played in the development of Nigeria’s ICT industry, it is also consistent with one of the critical pillars of NCC’s strategic plan on strategic partnership and collaboration with various stakeholders, including the media.

He urged the participants to take the training seriously and take advantage of it to expand their horizons of knowledge on the ICT industry.

“This is very necessary so that when you report events or activities relating to the industry, you are able to translate them into a language that the common man will readily understand for the overall development of the industry,” Danbatta said.

“It is our duty and responsibility to ensure that whatever we want to introduce to the Nigerian telecoms space is well understood by Nigerians and all those who make use of our telecoms services and the media forms a part of our critical external stakeholders to make this happen,” the EVC added.

 

 

 

Universal Insurance:  Using Innovative Products to Drive Market Share

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Universal Insurance Plc has unveiled an array of innovative products to drive market share and deepen insurance penetration in the country.
The Third Party Fire and Theft Insurance Cover offers the middle-ground level of protection as it would give the policyholders a better level of cover than third-party only, but you wouldn’t be as well protected as if you’d taken out a comprehensive policy.
This insurance covers; Third Party Property Damage, Third Party Death and Bodily Injury, Third-party medical treatment costs, Theft or attempted theft of the insured vehicle and Fire damage to the insured vehicle.
The Third Party Motor Insurance also provides benefits in the event of; Death or bodily injury to a third party arising out of the use of the insured car and damage to property other than property belonging to the insured.
On the other hand, its Burglary and Housebreaking Insurance Policy is designed to provide compensation against loss of or damage to one’s property as a result of burglary or any attempt threat. The cover also includes damage to building(s) for which the insured is responsible resulting from the theft.
Moreover, its Business Interruption Insurance is a form of insurance coverage that replaces business income lost as a result of an event that interrupts the operations of the business, such as fire or a natural disaster, among others. Business interruption insurance is not sold as a separate policy, but is either added to a property/casualty policy or included in a comprehensive package policy.
Speaking on this development, the managing director of the insurance firm, Mr. Ben Ujoatuonu, noted that the company is presently meeting all its obligations especially, in the area of prompt claims settlement to clients and other stakeholders, adding that, the insurer is liquid enough to carry out its civic responsibilities.
He stated that his company is capitalising on the potentials in the retail market to deepen insurance penetration, noting that the wholesale market is already saturated.
“We have a competitive edge in claims settlement through investment in state of the art communication and information technology thereby enhancing our operational efficiency and offer to pay off legitimate claims in a jiffy after the execution of discharge voucher. We have a tractable but reduced claims process circle,” the CEO said.
He noted that the firm is liquid to underwrite big insurance businesses in insurance sector of the financial industry, saying, the company is eyeing the retail market and will soon unveil some retail insurance products to deepen insurance penetration.
Moreover, he said, the company has also imbibed the culture of training and retraining of its workforce as it believes in the human capital development, motivation and empowerment to drive policies and create values.
The credibility of its brand lies in its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.
Universal Insurance Plc is one of the nation’s largest personal lines insurers. With over N11 billion in assets, it sells all lines of general insurance, including auto, property and commercial insurances.

 

 

Linkage Assurance Reports N33bn in Total Assets in Q3

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Linkage Assurance Plc has grown its total assets to N32.9 billion at the end of third quarter 2020, a 14.63 percent increase from N28.7 billion in the same period in 2019.

This is contained in the Company’s unaudited financial statement for the period ended 30th September 2020 made available to the Nigerian Stock Exchange (NSE).

According to the statement, Gross Premium Written grew by 29 percent to N6.9 billion from N5.4 billion in September 2019.  The Company also recorded underwriting profit of N374.2 million, up 27 percent from N295.1 percent when compared to prior year.

Profit Before Tax  stood at N1.53 billion as at September 2020 against N866.86 million in the prior period, the major driver being increase in net premium, reduction in net claims expense and investment income.

This is as Profit After Tax (PAT) also grew to N1.12 billion during the review period as against N591.91 million the same period in the previous year.

Net underwriting income was N3.49 billion as against N3.27 billion in 2019.

Daniel Braie, Managing Director/CEO Linkage Assurance Plc said the Company will continue to refine its strategy in line with the political economic, sociological and technological changes in the industry particularly the impact of Coronavirus (Covid-19) pandemic on the business landscape.

“We will also continue to develop innovative products, alternative channels of distributions and strategic initiatives that will enable us achieve our corporate goals and objectives. With a medium to long perspectives, we believe that we will benefit from growth in these indicatives, Mr. Braie said.

He said the Company has developed and launched a number of retail products. These include Linkage Third Party Plus, which is budget friendly motor insurance that provides not only the compulsory third part protection but an additional own damage protection to the tune of N250,000. This product is only available from our company, Linkage Assurance Plc.  Others are Linkage SME Comprehensive, Citadel Shield (which provides compensation as a result of injuries from accident for pupils and students in recognized academic establishments.

Others are Linkage Events Exclusive Insurance, Linkage Shop Insurance, Purple Motor Insurance Plan (comprehensive motor cover exclusively for women), and Linkage Estate Insurance. We are also making efforts to deploy our online portal to make our products and services available to our customers especially the digital savvy customers and enterprises.

“We will consolidate on the gaining initiatives to improve our operational efficiency so as to reduce the cost of doing business, improve business process, eliminate wastages and achieve higher margins in our core business, the Company told shareholders and the investing public.

Emirates Unveils Convenient Integrated Biometric Path at Dubai Airport

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 As part of Emirates’ commitment to continuous innovation and an unmatched customer experience, the airline has launched an integrated biometric path at Dubai International airport

(DXB). The contactless airport experience is now open to Emirates

passengers travelling from and through Dubai.

The integrated biometric path will give passengers a seamless travel

journey from specific check-in to boarding gates, improving customer

flow through the airport with less document checks and less queuing.

Utilizing the latest biometric technology – a mix of facial and iris

recognition, Emirates passengers can now check in for their flight,

complete immigration formalities, enter the Emirates Lounge, and board

their flights, simply by strolling through the airport. The various

touchpoints in the Biometric path allow for a hygienic contactless

travel journey, reducing human interaction and putting emphasis on

health and safety.

Adel Al Redha, Emirates’ Chief Operating Officer said: “We have always

focused on providing a great customer experience at any touchpoint and

now it is more vital than before to make use of technology and implement

products, and introduce processes that focuses not only on fast tracking

customers, but more importantly on health and safety during their travel

journey. The state-of-the-art, contactless biometric path is the latest

in a series of initiatives we have introduced to make sure that

travelling on Emirates is a seamless journey and gives customers added

peace of mind.”

The biometric touchpoints are currently installed at select First,

Business and Economy Class check-in desks in Terminal 3 at DXB;

immigration gates including a “smart tunnel”; Emirates’ premium lounge

entrance at concourse B as well select boarding gates. Areas where

biometric equipment are installed will be clearly marked and additional

units will be installed at each touchpoint in the future.

The Smart Tunnel, a project by the General Directorate of Residence and

Foreigners Affairs in Dubai (GDRFA) in collaboration with Emirates, is a

world-first for passport control, where passengers simply walk through a

tunnel and are “cleared” by immigration authorities without human

intervention or the need for a physical passport stamp.

Emirates is also the first airline outside America to receive approval

for biometric boarding from the U.S. Customs Border Protection (CBP).

Customers flying from Dubai to Emirates’ destinations in the U.S. will

be able to choose facial recognition technology at the departure gates.

The biometric path is the latest in a host of initiatives by Emirates to

provide a smart contactless journey. In the last month, the airline has

introduced other services including self-check-in and bag drop kiosks at

DXB for a smoother airport experience.

Emirates’ booking policies offer customers flexibility and confidence to

plan their travel. Customers who purchase an Emirates ticket for travel

on or before 31 March 2021, can enjoy generous rebooking terms and

options, if they have to change their travel plans. Customers have

options to change their travel dates, extend their ticket validity for 2

years, or convert their ticket into a travel voucher to use against any

future flight-related purchase for themselves or their family and

friends.

Customers can now travel with confidence, as Emirates has committed to

cover COVID-19 related medical expenses, free of cost, should they be

diagnosed with COVID-19 during their travel while they are away from

home. This cover is immediately effective for customers flying on

Emirates until 31 December 2020, and is valid for 31 days from the

moment they fly the first sector of their journey. This means Emirates

customers can continue to benefit from the added assurance of this

cover, even if they travel onwards to another city after arriving at

their Emirates destination. For more details:

www.emirates.com/COVID19assistance.

Emirates has implemented a comprehensive set of measures at every step

of the customer journey to ensure the safety of its customers and

employees on the ground and in the air, including the distribution of

complimentary hygiene kits containing masks, gloves, hand sanitizer and

antibacterial wipes to all customers.

Ecobank Digital Series: Remittance-Veritable Means to Alleviate Poverty in Nigeria

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President, Nigerians in Diaspora Organisation (NIDO), New Jersey, Dr. Kazeem Bello, says remittances by Nigerians living abroad can be a veritable means to support poverty alleviation in the country.

Dr. Kazeem Bello who cited Bangladesh as one of the countries that have benefited immensely from remittances of its nationals in the Diaspora, noted that the inflow to the country has impacted its economy immensely thereby reducing poverty.

The NIDO president who was speaking at the Ecobank Digital Series on “Financial Services & Remittance Solutions for Nigerians in Diaspora: Leveraging Ecobank’s Pan-African offering as the Nation Celebrates 60”, noted that measures should be put in place by the Nigerian government and private sector to attract youths and retirees in the Diaspora to come home and invest. 

In her contribution, Chairman/Chief Executive, Nigerians in Diaspora Commission (NIDCOM), Mrs. Abike Dabiri-Erewa, said Nigerians in the Diaspora would play a critical role in nation building by increasing their remittances home despite the impact of COVID-19.

Dabiri-Erewa noted that “we can only achieve the Nigeria of our dreams with the support of those in the Diaspora. She charged them to take advantage of Ecobank’s robust digital offerings to achieve their goals of sending money home to take care of their families’ education, health and other needs.

Dabiri-Erewa who commended Ecobank for organising the webinar, said the event was timely and appropriate, acknowledging that COVID-19 has affected remittances, but a lot could still be done to encourage more inflow, in spite of the pandemic.

She challenged Ecobank to lead other Nigerian banks to provide products and services that would encourage Nigerians in the Diaspora to increase their remittances home.  The bank, she said should blaze the trail in engaging with Nigerians in the Diaspora, ensuring proper documentation of remittances, as well as providing easier and more affordable cost of remitting money to Nigeria.

She regretted that there was currently no proper documentation of remittances inflow into Nigeria from the officially estimated 17 million Nigerians in the Diaspora. She disclosed that the country’s Diaspora Policy was being put together as well as a Diaspora Trust Fund, adding that plans have been concluded to organise a Diaspora Investment Summit soon.

According to her, the Commission is also currently working with the Federal Mortgage Bank of Nigeria to set up Diaspora Mortgages for interested Nigerians.

Managing Director, Ecobank Nigeria, Patrick Akinwuntan in his opening speech noted that there was growing evidence that Diaspora remittances was impacting positively on the economies of various countries of the world. He put the total annual remittances to Nigeria at about $20 billion which he said, contributes hugely to the country’s foreign exchange earnings.

According to him, apart from constant engagement with Nigerians in the Diaspora, the bank is leveraging its digital technology through its Rapidtransfer App and Ecobank mobile App to make it easy and affordable for Nigerians abroad to remit money to their home country.

”Our dedicated Rapidtransfer, mobile remittance app is a game changer for the market. It enables Africans and indeed Nigerians wherever they are to easily and instantly send money to bank accounts, mobile wallets and cash collection in – and across – 33 African countries,” “Historicallythe cost of sending cross-border remittances to Africa has been far too high at about 6%-7%.”

Similarly, the process to send funds has long been inefficient and burdensome, with customers typically needing to go physically to an agent sometimes late in the night or in poor weather with attendant discomfort and risks.

“The Rapidtransfer app remittance solution is a quick, easy and reliable digital solution that removes all of these issues. It is indeed a game-changer for Nigerians and all Africans with its sustainable and standout affordability.”

Ecobank Managing Director further explained that the transaction cost is affordable with the charge from zero to about 3% as compared to 6 – 7% elsewhere, and with instant transfer speed, adding that exchange rate is transparent and compares favourably with others. He added that Ecobank also offers Mortgages, Treasury Bills, Capital market instruments and others.

He submitted that Ecobank was privileged to work closely with the Nigerians in Diaspora Commission, (NIDCOM) and will continue to pursue its mandate of helping to enhance the economic development and integration of Africa, through the 33 countries and two affiliates where the bank operates on the continent.

 

 

FG Tasked on National Protein-led Nutrition Policy

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The Federal Government has been called upon to urgently develop and implement a national protein-led nutrition policy to address and curtail the rising incidence of protein deficiency in Nigeria.

Dr. Adepeju Adeniran, a professional physician and an experienced public health expert, who made this call recently, noted that efforts to effectively tackle protein deficiency must include household food improvement, enhanced protein availability, protein affordability and multi-sectoral planning.

Adeniran, who is also the co-founder and national chairperson of the Nigerian chapter of Women in Global Health, tasked the government to prioritise the availability and affordability of protein-rich foods in the country.

Speaking on the nutritional requirements of the average individual, she stated that carbohydrates, proteins, healthy oils and minerals all have their place in healthy diet compositions, but proteins are nearly always neglected.

The public health expert explained that the need for a national protein nutrition policy arises from the urgent desire to target measured problems like household food security, child under-nutrition, maternal and child health, infectious disease prevention, amongst other national indicators.

According to Dr Adeniran, “A nutritional policy could target the public’s access to information about a nutrition-related health condition. For example, the United States public-private collaboration campaign to influence the increase in public dairy consumption tagged, “got milk?” Nutrition policies have also targeted fortification of foods with minerals to increase the public’s consumption of such nutrients through eating foods rich in them. Many examples of these exist in global health.”

Adepeju revealed that “In Nigeria, iodine deficiency was combated by increasing the public’s education of the benefits of iodine in the diet, improving the knowledge of iodine deficiency conditions and finally by the fortification of domestic table salt with iodine to increase the consumption of iodine in the home.”

She stated, “In Vietnam, iron-deficiency anaemia was targeted by delivering iron supplements especially to women of childbearing age as a response to national surveys which identified anaemia as a prevalent national problem in that country. The supplements were delivered through the village health workers directly to the women, alongside de-worming medications.”

The medical expert reiterated that the protein deficiency problem in Nigeria has been on the rise, with various research surveys and reports confirming the indices are at a high level in the nation.

She said: “Data extracted from the Nigerian Protein Deficiency Report states that about 51 per cent of the survey respondents did not have access to protein-rich foods because of the high costs.

The report also highlighted the factors that influence the choice of meals in the home: availability of the food source, affordability of the food, taste of the food, knowledge of the nutritional value and personal choice or preference of the buyer.”

Dr. Adeniran advised the government to utilise a multi-pronged approach to implement the nutrition policy to alleviate malnutrition in Nigeria. “To design and implement an effective nutritional protein policy, public awareness and education about the benefits of protein should not be limited to school education and theory only,” she asserted.

She added that “Re-learning and a lifelong familiarity about the benefits of protein to the home-maker should be taught consistently in public spaces like hospitals, primary health care centres, community centres and even in religious centres.”

She posited that agriculture food production policies could also support farmers by way of fertilizer and farm-to-market transport subsidies. She said: “Government-initiated protein produce purchases will aid small- and large-scale farmers in various regions across the board and also encourage farmers to produce protein-rich plants for livestock feed and average consumers.”

Dr. Adeniran equally advised that the agricultural supply chains can be enhanced by import/export policies that prioritise protein-rich foods.

World Pasta Day 2020: How Crown Flour Mill Boosts Consumers’Pasta Palate

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Since October 25, 1995, when the international community officially celebrated the inaugural World Pasta Day, pasta has consistently maintained its ranking as one of the world’s most versatile food staples. Based on data supplied by Nielsen & Co, a global marketing research firm, pasta isregarded as one of the most consumed food products in the world and the industry continues to record outstanding sales growth year on year.

According to the International Pasta Organisation (IPO), the positive consumer sentiment towards the consumption of pasta is strengthened by the increasing market demand for healthy meals, of which the food variety is one because it is plant-based, energy-dense, easy to store and distribute.

As such, pasta consumption has been on the upward trajectory across markets such as Asia at 8.6%, and Africa at 2.6%. The dynamic growth trend in these two markets foreshadows the future of food consumption among citizens of densely populated countries comprising India, Nigeria, and Saharan Africa.

This penchant for consuming pasta serves up a template by which agro-processing firms should approach their markets in support of their host governments and the efforts of the Food and Agriculture Organisation (FAO) to improve food security.

The positive consumption trend aligns with what Paolo Barrilla, the President of the International Pasta Organisation (IPO) said regarding the popularity of pasta based recipes among global consumers: “Pasta is increasingly appreciated and valued around the world as the centre of a delicious meal with lots of nutritional benefits. It is also accessible, respectful of the planet, and brings people together joyfully.”

In Nigeria, pasta is rated as one of the choice foodstaples. Spaghetti and macaroni,two popular variants of pastaoccupy retail shelves across the local markets, and supermarkets. On a visit to popular local marketplaces, from the thickly and highly trafficked consumer marketplace such as Oke-Arin, situated on Lagos Island, to the fresh produce market of Mile 12, alongside notable retail stores such as Shoprite, Spar, Ebeano, Justrite, and Supersaver; the Nigerian consumers would be seen adding one form of pasta food variety or the other to their shopping baskets or carts.

Pasta is a rich source of carbohydrates andcontains other valuable nutrients like micro-vitamins and fibre. The nutritional value and affordability of Pasta has helped the category to see a surge in its consumption in Nigeria.

A manager at Spar, one of the popular hypermarket stores in Nigeria, was quoted in one of the national dailies recently saying, “People are purchasing more and more of spaghetti now. The demand for spaghetti and macaroni is increasing. For us, demand has approximately increased in excess of 10 per cent over the same period last year.”

Pasta is produced from wheat and its economic contributions as part of the wheat family is invaluable. Yearly, the wheat value chain has been reported to add around 13 million jobs to the Nigerian economy. The expansive milling industry; the growing demand for wheat-based foods such as pasta; and the vast retail and transportation networks set up to source and deliver the products to the consumers’ tables lay credence to that claim.

Essentially, the gastronomic and economic contributions of pasta to the wellness of the citizens, the livelihood of the national labour force, in addition to the Federal Government’s drive to feed a national population cannot be underestimated. It should rather be applauded.

One of the leading manufacturers of pasta products in Nigeria is Crown Flour Mill Limited.

A part of the Olam Grains business in Nigeria; Crown Flour Mill Limited acquired Dangote Flour Mill and Bua FlourMill between 2016 and 2019.

The expansive scale of production, innovative technology, and skill-set at the disposal of the coalesced firm is a formidable asset that is allowing the production of nourishing food at prices that consumers across all the socio-economic cadres can afford. Precisely, this has proven key to nourishing the stomachs of the sprawling Nigerian populations most of who earn less than $1 a day.

As the Federal Government continues to reinforce strategies to boost food security, the capacity of Crown Flour Mill Limited to make vital foods such as Pasta available at the right quality and at the most affordable price for consumers will continue to ensure food security.

Ashish Pande, Managing Director, Crown Flour Mill Limited, said, “Our wide range of qualitypasta brands are household brands. They are very popular with Nigerian consumers. The consumer preferences on pasta vary across the different regions of Nigeria.These preferences include variations in shape, thickness and texture.

Crown Flour Mills provides a variety of pasta products to cater to each consumer’s preference. Our technological and supply chain capabilities ensure that we provide high quality pasta at an affordable price.”

The company produces brands such as Crown Premium Pasta, Crown Pasta, Bua Pasta and Dangote pasta.

As the international community celebrates World Pasta Daytoday, October 25, 2020; the Nigerian consumers can rest assured that Crown Flour Mill will continue to make high quality, non-sticky and great tasting pasta available at affordable pricing.

#ENDSARS: Echoes of a Twitter Powered Uprising

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By Elvis Eromosele

Social media has demonstrated incredible potential for good. In just over a decade, it has quietly but surely emerged as the most engaging digital technology tool. Social media connects people in amazing ways enabling coordination, cooperation and collaboration. All social media platforms are equal, but some have proven to be more equal than others. Twitter is in this category.

Twitter is known for its immediacy, speed of reach and high levels of engagements. Twitter again showed why it is the platform of choice for protest. The #EndSARS protests began and were sustained on Twitter.

For over two weeks, the #ENDSARS hashtag trended on Twitter and gather support across the world. To demonstrate the significance of the issue and because of the sheer volume of tweets (over 26 million) and engagement, Twitter created a special icon for #EndSARS.

The Tweeter CEO openly supported and indeed promoted the fundraising link for the cause.

The only mentions of the brewing crisis and subsequent peaceful street protest on Instagram were screenshots of tweets. Instagram later began to censor even the few hashtags that made its way there. People had similar complaints about Facebook.

The #ENDSARS street protest was peaceful. Online, on Twitter, it was engaging and carry alone people who couldn’t join physically.

Of course, #EndSARS didn’t start today. It has been brewing since the Special Anti-Robbery Squad (SARS), began to abuse its powers.

According to Wikipedia, “End SARS (or #EndSARS) is a decentralised social movement against police brutality in Nigeria. The slogan calls for an end to the Special Anti-Robbery Squad (SARS), a controversial unit of the Nigerian Police with a long record of abuses. The protests started in 2017 as a Twitter campaign using the hashtag #ENDSARS to demand the Nigerian government eliminate the force.”

In reality, the resistance to the SARS never really went away. The battle raged on silently under the surface with people turning to Segun Awosanya aka @segalink on Twitter, to help free them from unlawful arrests and ensure the return of seized funds. #Tech4Justice @citizen_gravel, RuggedMan @RuggedyBaba, @AbdulMahmud01 and later @SIAF_NG have all been in the fight against the excesses of SARS.

Early in October 2020, people again starting talking of resurgence in the menace of SARS. Protests were called. Naira Marley @OfficialNairam1 offered to lead a protest on Tuesday, October 6, 2020. The police authorities quickly got in touch with him. He called it off following assurances that reforms were already in the works.

Singer, Douglas Jack Agu, better known as Runtown, who had called for a protest on Thursday, October 8, 2020, insisted on going ahead. He tweeted: “Thursday is Thursday.”

The peaceful street protest kicked off in Lekki and Alausa simultaneously on Thursday, October 8, 2020. Lekki had all the big celebrities including musicians Falz, Tiwa Savage, WurlD and Paul Okoye, media personality Toke Makinwa, popular disc jockey DJ Spinall and former Big Brother Naija stars Anto Lecky and Nelson Enwerem Prince.

The protest in Alausa commenced on the same day with the Convener of Operation Sanitize, @SavvyRinu, and then @mrmacaronii running things.

The protest went on for days. And it was peaceful. The protesters insisted that there were no leaders, so everyone was a leader of the protest. Many in their offices and homes joined and supported online. Naturally, Twitter led the way. Tweeting and retweeting, liking and sharing every post with the #EndSARS hashtag became almost full-time jobs for many.

The protests spilt over to other states, notably Oyo and then Abuja. The first casualty was in Ogbomosho, Oyo state where Jimoh Isaiq fell by a police bullet on Saturday, October 10, 2020.

It gradually spiralled out of control with hired thugs trying to infiltrate the protests and dislodge them. The protesters had to hire private security firms to guard people on the streets. Self-appointed coordinators rose to the occasion. They raised funds, provided meals, organised ambulances and medical aids, and provided lawyers to free those arrested by the police. It was a massive logistic operation that went on almost seamlessly and transparently. Kudos must go to the @feminist.co for the massive coordination.

In Abuja, the thugs went on spree destroying and burning the cars of protesters under the supervision of security forces.

The climax of the street protests came suddenly. The Lagos State Governor took toTwitter to announce the closure of schools on Monday, October 19, 2020. And then on Tuesday, the governor around 11.30 am, instituted a curfew to commence by 4 pm. By 7 pm, when it was clear too many were still stuck in traffic extended it to 9 pm.

In what is now described as the #LekkiMassacre, protesters who refused to leave the Lekki Toll Gate protest ground reported that shortly before 7 pm armed military men attacked the peaceful protesters who were waving the Nigerian flag and singing the national anthem.

The result was injuries to protesters and casualty. Live Instagram feed by @dj_switchaholic brought the happenings live into homes. Bodies on the ground and on the field surgical efforts to remove bullets from wounds flashed around the world.

The morning after mobs took to the streets in Lagos, despite the extended curfew, with widespread looting, vandalizing and attacking law enforcement officials. Several police stations, two BRT parks with busses in them and media houses burnt.

Inmates broke out of two correctional centres in Edo State with a reported failed attempt in Lagos.

Again, many of these actions and inactions were brought to the mobile screen via social media platforms. It has been a roller coaster of a two-week.

The message, the passion and the energy of the young people on the streets energised and propelled those at home to join. It was a just cause. #EndSARS was overdue.

The #ENDSARS protesters may have been repelled and bullied from the streets, for now. But the issues remain a burning concern. Police brutality has no place in a civilized society. Every day brings home the power of technology to transform lives. People would continue to connect.

Thankfully some state governments have already set up Judiciary Panels of Inquiries to look into the complaints of police abuse. It is a good move that should be seen to its logical conclusion.

This would engender trust; something that has been largely missing in the relationship with the government.

Ironically, mobile phones, a major attraction to SARS officials became the key tool in organising against their operations.

#ENDSARS protests may have left the streets of Lagos, but it is still going on in several other states and countries across the globe.

Twitter continues to be the platform that connects the street and the home. Long live Twitter!

 

Elvis Eromosele, a Corporate Communication professional and public affairs analyst lives in Lagos.

 

 

Africa–Brazil Relationship: Standard Bank Facilitates Investment Opportunities 

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Stanbic IBTC
Stanbic IBTC

Over the past decade, Sub-Saharan Africa’s 4.1% average growth has outpaced the global average of 3.7%. The continent’s development has been fueled by the growth of sectors such as agriculture, infrastructure, oil & gas, mining and telecommunications.

In 2020, the COVID-19 pandemic has severely impacted world economies and will disrupt Africa’s trajectory. How will the continent fare after the pandemic? Where do the business opportunities lie?

The future of Africa and the sectors that will drive its growth are some of the themes that will be discussed by panelists, entrepreneurs and public sector representatives during Focus on Africa 2020, a virtual event hosted by Standard Bank Brazil from 26 to 28 October.

Brazil’s Vice President, Antonio Hamilton Mourão will be joining Natália Dias, CEO of Standard Bank Brazil, to discuss the relationship between Brazil and Africa.

Brazilian officials Tereza Cristina, Minister of Agriculture, Livestock and Food Supply, and Ambassador Ernesto Henrique Fraga Araújo, Minister of State for Foreign Affairs, will also be participating in the event. Adding to the discussion, representatives from the African Development Bank, Standard Bank and organisations such as Tereos Group, Olam International, Galp Energy and the private equity fund Helios will be  participating in the forum.

The International Monetary Fund (IMF) expects SSA’s economic activity to decline by 3.2% in 2020 due to Covid-19. Standard Bank Chief-Economist, Goolam Ballim, believes that two thirds of this impact are the result of nationwide lockdowns, which closed commerce and industries; the final third is explained by the contraction of exports and tourism. In the short term, recovery depends on both fiscal and monetary stimulus.

According to Ballim, this should be seen as a priority despite the need of local governments to deal with high public debts, which were rising even before the pandemic. Going forward, recovery will depend on access to vaccines, says Ballim.

Despite the challenges, however, Ballim sees an opportunity for Africa to reposition itself in the global economy. “The disruption to global supply chains spawned by Covid-19 has reframed the idea of just-in-time production”, he says. “This may boost on-shoring of production to African countries, to ensure reliable supply to African consumers”. This results in investments, jobs and higher income for the continent. The most promising sectors for Africa are currently infrastructure, telecommunications, general services, manufacturing and agribusiness.

Opportunities for the next decades

The SSA economy will be driven by the continent’s population growth over the coming decades. The region’s population is expected to reach 2.5 billion by 2050, making up a quarter of the world’s population, according to the United Nations. This population rise is taking place alongside rapid urbanisation as it is expected that 1,4 billion people will live in Africa’s cities by 2050.

Africa is also seeing the maturation of its middle-class. A Standard Bank study looking at over 11 countries, including Angola, Nigeria, Ethiopia and Mozambique, revealed that the number of middle-class households across these countries grew from 5.4 million in 2010 to 12.6 million today.

“Africa’s population growth is a challenge for public authorities, as they need to promote inclusive growth, but offers countless business opportunities to Brazilian companies, since it creates large consumer centers with higher purchasing power and flourishing consumer habits”, says Natalia Dias, CEO of Standard Bank Brazil. Some of the most promising sectors are agribusiness and consumer sector  “Feeding this population will be Africa’s huge challenge over the coming years and Brazil is seen as one of the most relevant partners, not to mention the potential that the continent becomes, in the medium-term, one of the world’s great food suppliers, given that 60% of the planet’s uncultivated agricultural land lies in Africa”, says Dias.

Focus on Africa 2020 will highlight the business opportunities that exist in agribusiness, technology, infrastructure and oil & gas for Brazilian businesses and investors.